Financial Literacy Highlights Podcast

Investing

Expend money withe the expectation of achieving a profit or material result by putting it into financial schemes,shares,or property, or by using it to develop a commercial venture.I can apply what I learned about investing to my life in many different ways.One way I can apply it it that I can save up money so that I can have all of my needs and not wants.

Consumer Fraud

Consumer Fraud is any deceptions,unfair act or practice,false statement,false pretense,false promise or misrepresentation made by a seller or advertiser of merchandise.As I get older I have to be careful of how I maintain my credit cards.Also that I shouldn't email my social security nor my credit card numbers.Also you should always sign the back of your credit cards.

Taxes and Insurance

I know a lot about taxes and insurance.One thing I know is that they are required by the law.Also that they are good for people who is employed.Also I know that the tax dollars you pay can go to your self.Tax dollars is used every single day.What I know about insurance is that there are all different types of them.Some of them are called , life insurance, auto insurance, etc.

Renting vs Owning

Renting is to pay someone for the use of something.For instance typically property,land,or a car.
Owing is to have something as your own.Also to have something in your own possession.

Financing Higher Education

The federal government is key to ensuring equal educational opportunity and access.Primarily through student aid programs.Also institutions also play an important role in ensuring address through the investment of significant resources in financial assistance for students.

Credit Score

I actually know kind of a lot of things about credit scores.I know that if you don't pay you bills on time your score will get lowered.Also it could build up with a credit card.I can apply what I learned about credit scores to my life because it can keep me from spending my money on unnecessary things.Also because it can help me keep track of things that I bought and forget about.

Payments,Interests,and Credit Cards

What I know about interest rates Is that Its something about a rate, and wanting to know or learn about something or someone.Also you have to pay your credit card bill at the end of the month.Credit cards Is basically a little card that has money on It.Basically payment Is the action or process of paying someone or something, or of being paid.

Saving

What I know about savings is that, you can save as much money as you can in a account in a bank . You can also take money out of it if you want , but I think that you shouldn't because , its called your savings account not spend your money account. It's OK to Start small. You should get into a habit of saving.

Banking

i learned a lot of stuff about banking.One thing i learned about banking is that a bank is a financial institution and a financial intermediary that accepts deposits and channel those deposits into lending activities,either directly by loaning or through capital markets.